Terms of Use

Shifting Tides, LLC | www.toddsnydercoaching.com

Effective date: June 29, 2026

Please read these Terms of Use carefully before using this website. By accessing or using this website and any related websites operated by Shifting Tides, LLC, including ToddSnyderCoaching.com (collectively, the “Site”), you agree to these Terms of Use and all applicable laws. If you do not agree, please do not use the Site.

Important Disclaimer: Coaching Is Not Therapy or Professional Advice

The services and content offered through the Site are coaching, educational, and informational in nature. They are not psychotherapy, counseling, mental health treatment, medical care, or any other licensed professional service, and they are not a substitute for them.

Todd Snyder is a licensed clinical psychologist, but the coaching and consulting services offered through the Site are provided in a coaching capacity only. Using the Site or engaging our coaching services does not create a psychologist-patient, therapist-client, or any other licensed professional relationship, and does not establish the confidentiality protections that apply to licensed clinical care.

Nothing on the Site is medical, psychological, legal, or financial advice. You should consult a qualified licensed professional before making decisions related to your health, mental health, legal, or financial situation.

If you are experiencing a mental health crisis or a medical emergency, do not use the Site to seek help. Call 911, or call or text 988 to reach the Suicide and Crisis Lifeline.

No Guarantee of Results or Earnings

We do not guarantee any particular result from using the Site or our services. Coaching outcomes depend on many factors that are specific to you, including your own effort, decisions, skills, resources, and circumstances. Any examples of results are not promises or guarantees of your results.

Where the Site discusses business or financial topics, we make no representation or guarantee that you will earn any particular amount of money or achieve any particular business result. You are solely responsible for your own decisions, your own business, and evaluating your own potential. Your results depend on your own ideas, execution, effort, finances, knowledge, and skill, which differ from person to person.

Testimonials

The Site may include testimonials from clients or customers. These reflect the individual experiences of those people. They are not a guarantee that you or anyone else will achieve the same or similar results. Individual results vary and depend on the factors described above. Testimonials are not necessarily representative of all clients.

Relationship to Other Agreements

These Terms of Use govern your access to and use of the Site. If you enter into a separate written coaching, consulting, or services agreement with us, that signed agreement governs those services and controls over these Terms of Use to the extent they conflict with respect to those services. These Terms of Use do not replace, reduce, or override any separate signed agreement between you and the Company.

Intellectual Property and Contents

The Site and all content made available on it by us or our third-party providers, including videos, training materials, products, services, text, graphics, photos, artwork, documents, code (HTML, CSS, JavaScript), audio, and the overall look and feel (collectively, the “Content”), are owned by the Company or its providers and are protected by copyright, trademark, and other laws. The Content is provided for your personal, non-commercial use.

Subject to your compliance with these Terms of Use, we grant you a limited, non-exclusive, non-transferable, non-sublicensable license to access and view the Site and the Content for your personal use. You may not copy, reproduce, republish, upload, post, transmit, distribute, modify, or use any Content for public or commercial purposes without our express written permission. Unauthorized use may violate copyright, trademark, privacy, publicity, and other laws and may result in liability.

All trade names, trademarks, and images of people used in the Content are the property of, or used with permission by, the Company. Nothing on the Site grants you any license or right to use any trademark or other proprietary information without the written consent of the owner.

If you believe your intellectual property rights have been infringed on the Site, please notify us at [email protected] with your name and contact information, a description of the work and how it is being infringed, the location (URL) of the material, and any relevant registration information. We may, but are not obligated to, remove content we deem in our sole discretion to be unlawful or to infringe the rights of others.

Your Submissions and Feedback

If you send us comments, suggestions, ideas, or other materials about the Site, those submissions are not confidential, and they become the property of the Company. We may use them for any purpose, commercial or otherwise, without compensation or acknowledgment to you. Do not send us anything you consider confidential or proprietary.

If you believe your intellectual property rights have been infringed on the Site, please notify us at [email protected] with your name and contact information, a description of the work and how it is being infringed, the location (URL) of the material, and any relevant registration information. We may, but are not obligated to, remove content we deem in our sole discretion to be unlawful or to infringe the rights of others.

Acceptable Use

You agree to use the Site only for lawful purposes. You agree not to use the Site in any way that infringes the rights of others, violates any law, interferes with the operation or security of the Site, or attempts to gain unauthorized access to our systems or data.

Purchases, Payment, and Refunds

If you purchase a product, program, or service through the Site, you agree to pay all applicable fees. Payments are processed by Stripe, and you authorize us and Stripe to charge your selected payment method for the amounts due.

Text Messages (SMS)

We use text messages to confirm appointments and send appointment reminders. By providing your mobile phone number, you consent to receive these transactional text messages. Message frequency varies, and message and data rates may apply. You can reply STOP to opt out at any time and HELP for help. Consent to receive text messages is not a condition of purchase. See our Privacy Policy for more detail on how we handle your mobile information.

Electronic Communications

When you register or interact with the Site, you consent to receive notices, disclosures, agreements, and other communications from us electronically, including by email and, where you have provided your number, by text message. You agree that electronic communications satisfy any legal requirement that a communication be in writing.

Accuracy of Information

We use reasonable efforts to keep the information on the Site accurate and up to date, but we make no warranty as to its accuracy and assume no liability for any errors or omissions in the Content.

Security

We use commercially reasonable efforts to restrict unauthorized access to our data and files. No system is completely secure, however, and you acknowledge that unauthorized third parties may be able to access, view, copy, or distribute data you store using the Site. You use the Site at your own risk.

Privacy

Your use of the Site is also governed by our Privacy Policy, available from the footer of www.toddsnydercoaching.com. By using the Site, you accept the Privacy Policy. If you do not agree with it, please do not use the Site.

Disclaimer of Warranties

To the fullest extent permitted by law, the Site and all Content are provided “as is” and “as available,” without warranty of any kind, express or implied, including the implied warranties of merchantability, fitness for a particular purpose, and non-infringement. We do not warrant that the Site or Content will meet your needs, be uninterrupted, error-free, or free of viruses or other harmful components, or that defects will be corrected. Some jurisdictions do not allow the exclusion of implied warranties, so some of these exclusions may not apply to you.

Limitation of Liability

To the fullest extent permitted by law, in no event shall the Company or anyone involved in creating, producing, or maintaining the Site be liable for any direct, indirect, incidental, special, punitive, reliance, or consequential damages arising out of or relating to your access to or use of the Site or Content, including loss of profits, revenue, data, goodwill, or other intangible losses, regardless of the theory of liability and even if we have been advised of the possibility of such damages.

Third-Party Services

We are not responsible for performance or service problems caused by any third-party website or service provider, including your internet service provider, Stripe, the Kajabi platform, or your own software. Any such problem is governed solely by your agreement with that provider. We reserve the right to limit your use of the Site or to terminate your account if we determine you have violated these Terms of Use, and to refuse access to the Site or our products and services in our discretion.

Indemnification

You agree to indemnify and hold harmless the Company and its directors, officers, employees, and agents from any claims, liabilities, damages, and expenses, including reasonable attorneys’ fees, arising out of or relating to: (i) your breach of these Terms of Use; (ii) your violation of any law or the rights of any third party; (iii) any content you post or share on or through the Site; (iv) your use of the Site or any services we provide through it; and (v) your conduct in connection with the Site or other users. We may assume the exclusive defense of any matter subject to indemnification, and you agree to cooperate with us.

Benefit of Provisions

These Terms of Use are for the benefit of the Company and its subsidiaries, affiliates, and third-party content providers and licensors, each of which may enforce these provisions directly.

Governing Law and Jurisdiction

These Terms of Use are governed by the laws of the State of Indiana, without regard to its conflict-of-laws principles. You agree to the exclusive jurisdiction of the state and federal courts located in Porter County, Indiana for any dispute arising out of or relating to the Site or these Terms of Use.

Changes to These Terms

We may revise these Terms of Use from time to time by posting an updated version on this page and revising the “Effective date” above. Your continued use of the Site after a change means you accept the updated Terms of Use. We encourage you to review this page periodically.

Severability and Entire Agreement

If any provision of these Terms of Use is found unlawful or unenforceable, that provision will be severed and the remaining provisions will stay in effect. These Terms of Use, together with our Privacy Policy, are the entire agreement between you and the Company regarding your use of the Site. They do not override any separate signed coaching, consulting, or services agreement between you and the Company, which controls with respect to those services.

Contact Us

[email protected]

Shifting Tides, LLC, 545 Marilyn Way, Valparaiso, IN 46385

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